Job Description

About Us

Welcome to Lending Force, a brokerage ranked within the Top 25 with the #1 Wholesale lender, United Wholesale Mortgage, in the nation!

We're flipping the script on the traditional mortgage game. Located in the heart of Miami, Florida we are not your average mortgage company—we’re all about tech, motivation, and making homeownership attainable in any market for as many Americans as possible.

We are looking for a Mortgage Loan Officer to join our team in our Miami, Florida office. If you're ready to join a company that speaks your language and values your hustle, read on!

What You’ll Do

· Engage with clients to understand their financial dreams and aspirations. Provide them with tailored mortgage solutions that fit their unique needs.

· Guide clients through the mortgage application maze, ensuring every "i" is dotted and every "t" is crossed. Collect and verify essential financial documents like a pro.

· Team up with underwriters and processors to make the loan approval process swift and smooth. Keep clients updated every step of the way and celebrate every milestone.

· Build and maintain relationships with clients and become their go-to person for all questions and concerns. Deliver exceptional service that leaves clients feeling confident and excited about their journey.

· Perform credit checks and ensure accuracy through income verification.

· Collaborate with clients to negotiate loan terms and conditions that meet their needs.

· Stay ahead of mortgage regulations and ensure all applications meet federal, state, and company standards.

· Stay sharp on market trends, interest rates, and competitor products. Use your insights to offer clients the best and most competitive mortgage solutions.

· Maintain accurate records of all transactions and communications in compliance with company policies.

What You Bring to The Table

· In-depth understanding of mortgage products, loan origination, and underwriting processes preferred.

· Knowledge of federal and state mortgage regulations.

· Excellent communication, interpersonal, and customer service skills.

· Ability to work independently and thrive in a high-energy team environment.

· Sharp analytical and problem-solving skills.

· Proficiency in mortgage software, Salesforce, and Microsoft Office Suite.

· Valid Mortgage Loan Originator (MLO) license through the Nationwide Multistate Licensing System (NMLS) is a must.

· Knowledge of FNMA guidelines and Fair Housing regulations is highly desirable.

· Exceptional analytical skills to conduct thorough credit analysis and evaluate risk effectively.

Why You’ll Love Working with Us

· Earning Potential: Opportunity to earn up to six figures a year, where your hard work directly drives your financial success.

· Health, Dental, and Vision Coverage: Enjoy comprehensive health benefits to keep you and your family happy and healthy.

· 401k Matching Program: We match your contribution at 4% to help you secure your financial future.

· Fun, Collaborative Culture: Join a vibrant team where collaboration and a positive atmosphere thrive.

· Room for Growth: We're committed to your professional development with plenty of opportunities for advancement.

· Amazing New HQ Facility: Our new headquarters in Troy, MI features fantastic amenities, including:

o Onsite Gym

o Hair Salon / Barber

o Golf Simulator

o Pool Tables

o Sauna

· Generous Time Off: Enjoy time off annually relax and recharge.

· Abundant Quality Leads: Leads that are top rated within the broker industry, no need to bring your own! Along with in-house telemarketers who provide you with opportunities to increase your pipeline daily.

· Flexible Loan Options: Various loan options provided for your clientele, so you are always able to expand your business; we can accept eligible borrowers with credit scores as low as 500.

· Dedicated Processing Team: Seasoned in-house Processors with previous Underwriting experience to help push your loans quicker and smoother.

Ready to embark on this exciting journey with us? Apply now at [email protected] and let’s make mortgage magic happen!

Equal Opportunity Employer

Lending Force, LLC is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, veteran status, sex, sexual orientation, gender identity, or any other characteristic protected by federal, state, or local law.

We will make reasonable accommodations to enable individuals with disabilities to perform essential job functions in accordance with the Americans with Disabilities Act (ADA) and state laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team at [email protected] .

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